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State Bank of Patiala (SBP) has merged with State Bank of India (SBI) and the SBP’s existing MICR/IFSC code has undergone a change.Attached is the list of new IFSC Code/MICR code provided by the bank. Also, we have received a confirmation that there is no change in the existing account number of the Customers. Hence, with regard to existing mandates that are already registered for SBP, the transactions will get processed smoothly.With effect from post 07:45 pm of 20th May, 2017, all Customers holding State Bank of Patiala account have to mention the new IFSC Code/MICR code with bank name State Bank of India in the mandate. Mandates submitted with old SBP details will bound to get rejected.
State Bank of Patiala tate Bank of Patiala was founded in 1917 and was an associate bank of the State Bank of India. At the time of its merger, State Bank of Patiala had a network of 1445 service outlets, including 1314 branches, in all major cities of India, but most of the branches were located in the Indian states of Punjab, Haryana, Himachal Pradesh, Rajasthan, Jammu & Kashmir, Uttar Pradesh, Madhya Pradesh, Delhi, Gujarat and Maharashtra. It merged with State Bank of India on 01 April 2017.Recently, the names and IFSC codes were changed after State Bank of India merged its associate banks into itself including State Bank of Patiala. The State Bank of Patiala IFSC code was used for making online purchases and fund transfer.What is IFSC Code?Indian Financial System Code (IFSC) is a unique 11 character alphanumeric code with last six characters representing the bank’s branch. This code is required when you make any online transaction from your State Bank of Patiala (now State Bank of India) to any other bank account.
State Bank of Patiala Home Loan:
State Bank of Patiala Home loan/Housing Loan is a lump sum amount of money borrowed from any financial or banking institutions to buy a house. Home loan consists of two types of interest rates named as fixed and floating interest rates. As per the chosen interest rate, consumer repays the loan in form of EMIs for the desired tenure.The ownership of a house is one of the key signs of success among the fast-growing Indian middle class. As the income of the average Indian family increases, there has been a continuous increase in the desire to own a house and this has led to consistent increase in the property prices over the last few years. This is true for not just the big cities but also for smaller cities across India. This unbridled price rise has made it near impossible for the common man to purchase their home through just savings.This significant gap between the income and the desire to own a house is among the prominent reasons behind the unmatched growth in home loan business in recent years. The effect has been so much so that prospective home buyers now have multiple options to seek
State Bank of Patiala founded in 1917, was an associate bank of the State Bank Group. At the time of its merger, State Bank of Patiala had a network of 1445 service outlets, including 1314 branches, in all major cities of India, but most of the branches were located in the Indian states of Punjab, Haryana, Himachal Pradesh, Rajasthan, Jammu & Kashmir, Uttar Pradesh, Madhya Pradesh, Delhi, Gujarat and Maharashtra. It merged with State Bank of India on 1 April 2017.
iv class="separator" style="clear: both; text-align: center;"> State Bank of Patiala His Highness Bhupinder Singh, Maharaja of Patiala State, founded the Patiala State Bank on 17 November 1917 to foster growth of agriculture, trade and industry. The bank combined the functions of a commercial bank and those of a central bank for the princely state of Patiala. The bank had one branch at Chowk Fort, Patiala, Undivided India.The formation of the Patiala and East Punjab States Union in 1948 led to the bank being reorganized, being brought under the control of the Reserve Bank of India, and being renamed Bank of Patiala. On 1 April 1960 Bank of Patiala became a subsidiary of State Bank of India and was renamed State Bank of Patiala.Logo and sloganThe logo of the State Bank of Patiala is a blue circle with a small cut in the bottom that depicts perfection and the small man the common man - being the center of the bank's business. The logo came from National Institute of Design(NID), Ahmedabad and it was inspired by Kankaria Lake, Ahmedabad.Slogans: "PURE BANKING, NOTHING ELSE", "WITH YOU - ALL THE WAY", "A BANK OF THE COMMON MAN", "THE BANKER TO EVERY INDIAN", "THE NATION BANKS ON US", "GRAHAK DEVO BHAV"Major competitorsSome of the major competitors for SBP in the banking sector were State Bank Of India, Axis Bank, ICICI Bank, HDFC Bank, Punjab National Bank, Bank of Baroda, Canara Bank and Bank of India. However, in terms of average market share, SBP is by far the largest player in the market.Branches And ATM ServicesThe State Bank of Patiala has more than 1334 branches, 13 extension counter spread across the major cities of India. The majority of its branches are located in Punjab, Haryana, Himachal Pradesh, Uttar Pradesh, Rajasthan, Jammu & Kashmir Delhi, and Chandigarh. The Bank provides easy access to money to its customers through its ATMs spread over 21 states and 2 union territories of India.It was the first bank in India to go on CORE 100%. iv class="separator" style="clear: both; text-align: center;">
State Bank of Patiala founded in 1917, was an associate bank of the State Bank Group. At the time of its merger, State Bank of Patiala had a network of 1445 service outlets, including 1314 branches, in all major cities of India, but most of the branches were located in the Indian states of Punjab, Haryana, Himachal Pradesh, Rajasthan, Jammu & Kashmir, Uttar Pradesh, Madhya Pradesh, Delhi, Gujarat and Maharashtra. It merged with State Bank of India on 1 April 2017.
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